How does it sound: if you find a health insurance where you don’t need any health check up and that even up to the age of 75? Sounds great! Then cheep up, InsuranceMall has brought such health insurance plan where you don’t need to go through with any medical check up. Even it also covers relevant medical expenses incurred during a specified period 30 days for the pre hospitalization and 60 days for post hospitalization.

The Other Benefits:

a) Pre existing diseases coverage: hospitalization expenses incurred on treatment towards pre-existing diseases are covered after specified time period for New Members.

b) Maternity expenses benefit cover up to Rs. 50000 (i,e limited to delivery) after 9 months waiting period from inception of the policy.

c) Room, boarding and nursing expenses as provided by the Hospital/Nursing Home not exceed 1% of the Sum Insured per day and 2% of Sum Insured or I.C.C.U. changes per day.

d) Policy also covers relevant medical expenses incurred during a specified period 30 days for the pre hospitalization and 60 days for post hospitalization (for which a claim is payable.)

This policy comes with different plans:

Individual Health Plan:

1.) Mediclaim insurance is a cover that takes cares of medical expenses in the situation of hospitalization (A) due to sudden illness (B) an accident (C) required surgery.
2.) Maternity benefits Coverage: maternity expenses benefit cover 25% of the sum insured or Rs. 50,000 after 9 months of waiting period from inception of the policy.

Family Floater Policy:

1) All members of the family can be covered under one single policy
2) One premium payable for the single policy
3) The amount of sum insured “floats” over the entire family.
4) No needs to insure individual members separately
5) No hassles of tracking renewals for different members
6) In “Floater Policy,” a maternity benefit isn’t covered.

Why you should choose InsuranceMall?

InsuranceMall is the leading and first online insurance broker in India. With the motto to make our customer delighted and proud about their decisions, we’re always there to help them with best possible policy. So, visit InsuranceMall and get your free quote NOW!

Now, if you want to understand the nuances of different types of policies and its price, feel free to seek the help of InsuranceMall to select the right products based on your need.

If you would like to know more about health insurance, feel free to contact us today at analysis@insurancemall.in

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Note: Domiciliary treatment and income tax benefits are not available.

Tags: best health insurance, best health insurance mumbai, best health policy mumbai, Health Insurance, health policy, insurancemall

This entry was posted on Monday, December 14th, 2009 at 5:51 am and is filed under Health Insurance, India InsuranceMall, Insurance Companies, Insurance India News, Insurance World News, indian insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.