InsuranceMall.in knows vacation can take someone’s a year to save for, but only a second to ruin. However, no one can do anything to prevent an unexpected storm from closing the airport but they can take the action to help cover their travel investment by buying travel insurance.

Why travel Insurance Necessary for foreign trip?

Travel insurance provides cover for the risks a person may confront on a trip. For example, if traveler faces medical treatment, loss/delay of checked baggage, loss of passport, personal accident, and financial emergencies, travel insurance plans provide them the necessity expenses.

What is the cost of travel insurance? How is the premium determined?

The cost of travel insurance totally depends on the client’s age, the duration of your trip, the country they plan to visit and the benefits included in the plan. Know more login www.insurancemall.in

What does cover Travel Insurance?

Travel Insurance policy covers wide range of events. Here they go:

Medical Expenses (including medical evacuation)

This covers medical costs incurred due to illness or accident including medically necessary and prescribed emergency evacuation. It covers defined outpatient, in-patient, medical aid, therapies and diagnostic tests.

Dental Treatment

This policy covers dental expenses incurred by the person or any of his family members.

Loss of checked baggage

If you lose your checked baggage in the airport caused by a common carrier, you’ll get the compensation

Passport Loss

The whole cost on obtaining a fresh or new passport.

Personal Accident

Compensation paid in case of death or permanent total disability.

Personal Liability

Compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by you abroad.

Delay of checked baggage

If you checked in baggage is delayed for more than 12 Hours, you can get the reimburse reasonable expenses incurred for the purchase of toiletries clothing and medication.

Trip Delay

we reimburse additional expenses if your trip is delayed for more than 12 hours due to airlines problems, medical problem personal employment problem or natural disasters.

Trip cancellation & interruption

If the trip gets cancelled or interrupted due to any medical emergency personal employment problem, the traveler can prepaid payments or additional expenses.

Missed Connection

If you miss your connecting flight due to its delay in arrival by more than 3 hours we provide compensation to you for all additional expenses incurred.

Financial emergency assistance

Travel policy arrange for emergency cash to be made available in case of loss of travel fund due to theft.

Hijack distress allowance

In case of hijack of the common carrier that the client of or any of their family members is travelling in for more than 12 hours, travel policy pay a special distress allowance.

Home burglary insurance

It also covers against any loss or damage caused by burglary of the clients’ house in India while they are on their trip abroad.

Daily allowance in case of hospitalization

If any family member gets hospitalized for more than 2 days, travel policy provide a daily allowance as compensation.

If you would like to know more about travel insurance, feel free to contact us today at analysis@insurancemall.in

InsuranceMall is the leading and first online insurance broker in India. With the motto to make their customer delighted and proud about their decisions,they’re always there to help them with best possible policy.

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This entry was posted on Saturday, September 5th, 2009 at 5:04 am and is filed under India InsuranceMall, Insurance Companies, Insurance India News, Insurance World News, Travel Insurance, indian insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.