First car is like the first love – maybe it won’t be a Ferrari but the feeling is unmatched. And if you damage your beloved car, it’s like a big hole in your heart. Now the question comes –how would you submit the claim and what really happens after you submit the claim? Check out the following information:

1) When you submit your claim along with the documents, the insurer appoints a surveyor to inspect your vehicle. After the inspection, the surveyor submits his/her report to the insurance company. If you want, you can get the details of the surveyor’s report.

2) If your vehicle has faced a major damage, the insurer arranges for a spot survey at the site of accident.

3) You can’t undertake any damager repairs until the completion of the survey and after the repair; you have to submit duly signed bills/cash memos to the insurance company.

4) Even, sometimes, the surveyor may re-inspect the vehicle after repairs. That’s why; you should remember to get a proof of release document from the garage.

5) Then, the surveyor sends the claim file to the insurance company for settlement along with all the documents.

6) When the insurance company gets all the proof and document from the surveyor, the big news hits you – they, finally, reimburse you.
Most important, you never need to worry about the place you where the accident took place, you remain insured throughout the country.

Now, if you want to understand the nuances of different types of policies and its price, feel free to seek the help of InsuranceMall to select the right products based on your need.

InsuranceMall is the leading and first online insurance broker in India. With the motto to make our customer delighted and proud about their decisions, we’re always there to help them with best possible policy.

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